First, look at your monthly gross income, before taxes and contributions. This is how much you make per month, not how much you take home. What you take home is net income.
Lenders use what is called a front-end ratio, which . . .
Borrowing a security (or commodity futures contract) from a broker and selling it, with the understanding that it must later be bought back (hopefully at a lower price) and returned to the broker. Short selling (or "selling . . .
An option strategy combining a bull and bear spread. It uses three strike prices. The lower two strike prices are used in the bull spread, and the higher strike price in the bear spread. Both puts and calls can be used.
You will never make money by diversifying too much. If that is your strategy, then buy index funds. If you really want to make money, go all into one stock. For example, I have a TD Ameritrade account where I go all in for a few . . .
In the short term, you can make a lot more money shorting a stock. This technique requires that you watch the ticker. It is also useful to have a stop loss in play when you are shorting to limit exposure to losses.
A finance internship offers an incredible opportunity to gain real-world experience in the high-stakes finance industry. Most importantly a finance internship allows you to distinguish yourself from your classmates, as you gain . . .
How about a gift card for some of the realtives of the people having to stay long term at the I C U units in the hospitals some live in surronding towns but money is tight and the holidays are going soon I see a lot of need for that
Perhaps now more than ever before, consumers need to vigilant about protecting their hard earned money and go about spending it as wisely as possible. One of the most lucrative sectors in all of the financial industry, credit . . .
Through-the-Cycle (TTC) PD's are long-run probabilities of default which take into consideration upturns and downturns in the economy. Conceptually, it is the simple average, median or equilibrium of Point-In-Time (PIT) PD's (PD's . . .
For our example, we will look at two businesses that are highly correlated: GM and Ford. Since both are American auto manufacturers, their stocks tend to move together.
Below is a weekly chart of the price ratio between Ford . . .
All option contracts expire at 3:15 P.M. (New York time) on the date stated in the contract, and they cannot be exercised by telephone but must be presented to the cashier of the stock-exchange firm that endorses the contract . . .
A "Straddle" is a combination of a Put and a Call option sold for a single price. The premium is paid by the buyer at the time the contract is made. The Straddle gives the holder the right, at his option, to sell the . . .
A man who thought that a stock selling in the market at 50 would decline to possibly 30 could buy a Put option. In buying an option, he should have some idea to what extent the stock might move. In inquiring what a Put option . . .
There is no way, except for the one I shall describe, that one can make a long-term gain in a declining market. If one has a profit on a short-sale, that profit is a short-term gain regardless of how long one is "short" . . .
Looking at option trading strategies, the preceding example of a Call contract for speculation showed a handsome profit. Suppose that when a Call option at 50 was about to expire the stock was selling at 52. While the holder of . . .
Components
A long call is simply the purchase of one call option.
Risk / Reward
Maximum Loss: Limited to the premium paid up front for the option.
Maximum Gain: Unlimited as the market rallies.
Characteristics
When . . .
There are many financial institutions that offer cash for annuity payment. They will give you lump sum cash in exchange for your annuity. Annuity is a financial investment that many people make either in single lump sum or through . . .
The abundance of investment vehicles out there creates a challenge for the average investor trying to grasp what they're all about. Stocks are the mainstay of investing, bonds have always been the safe place to park your money, . . .
It's nearly impossible to come up with an investment that reliably beats the humble index fund. Simply by holding a mutual or exchange-traded fund that tracks a benchmark such as the Standard & Poor's 500, you can count on . . .
Stocks are going to outperform bonds long-term. That's almost blockedured. Yes, we've had a decade where the stock market underperformed, actually had negative returns, but that was very unusual. You have to go back to the 1930s . . .
Self-Financing
Of course this is the most desirable situation with a small project, for example a one-man band or internet project, you are in control and own everything. I would still recommend however completing a business . . .
The simplest way to create a macro in Excel is to use the macro recorder.
The first step is to open up the workbook (file) that you wish to use the macro in.
Then click on Tools, hover over Macros and then select Record . . .
If you want to lead a debt free life then you have to choose bankruptcy or either debt settlement. But here one question may arise when debt settlement is the best way? & when Bankruptcy is the best way? So, here is the answer . . .
. Get a balance transfer card
This is the fastest method to get your debt under control. A balance transfer card can completely eliminate credit card debt if you stick to the schedule and make a budget to pay it off.
When . . .